|
Fee Schedule effective August 1, 2008 |
|
Type |
Fee |
|
Share or Savings Accounts |
|
Membership enrollment fee |
5.00 |
| Check Cashing (Free with minimum $100 balance) |
5.00/check |
|
Stop Payment on Corporate Check 15.00 |
| Insufficient Funds Item (NSF) |
35.00 |
| Locator Fee-Returned Mail/New Address Confirmation each occurrence if you have not notified us of new address |
5.00 |
|
Share Draft Accounts |
|
|
Monthly basic fee waived for average daily balance of $1000.00 4.00 |
| Stop payment order your personal check |
15.00 |
| NSF/Returned Deposits (a check someone wrote to you is returned unpaid) |
20.00 |
| Non-Sufficient Funds (NSF) (a check or electronic or debit item |
35.00 |
| Overdraft covered by pending payroll (2 day) |
35.00 |
| Copy of paid draft (2 free per month) |
2.00 |
| Copy of statement |
2.00 |
| Interim statement / transaction history (1 free per month) |
2.00 |
| Overdraft transfer from savings account |
3.00 |
|
|
| Temporary Checks |
1.00/8 |
|
Miscellaneous |
| Cashiers checks |
7.00 |
| Money Orders |
4.00 |
| Travelers Checks please call ahead for details - not in branch |
1% of purchase |
|
Collection Item 20.00 |
| IRA - Early Withdrawal (before age of 59 1/2) or transfer to other institution |
20.00 |
| Loan Late Fee (whichever is greater) |
10.00 or 10% |
| Internal Loan Refinance Fee |
75.00 |
| Check disbursements payable to 3rd party (to self free/ 1st free to 3rd party) |
1.00 |
| Excessive oline acount access (more than 30 times a month) |
5.00 |
| Statement Balancing Assistance/ Subsequent requests (1st time no charge) |
Free/ 15.00hr |
|
Witness Fee (If subpoenaed by legal process) Plus mileage expense 50.00/day |
| Compliance with legal process or account research per request |
15.00/hr plus .10/copy |
| Early account closure (within the first 90 days) |
5.00 |
| Wire transfer incoming or outgoing |
25.00 |
| Verification of Deposit |
10.00 |
| Lien & Garnishment compliance |
20.00 |
|
Copies .10 / page |
| Automated Teller Machine (ATM) |
|
| NSF at ATM |
35.00 |
| Replacement debit Card |
10.00 |
| PIN reminder -KFCU staff do not have access to member PIN 's and PIN reminders are sent from the card processor to the member. |
5.00 |
| ATM deposit adjustment |
5.00 |
| ATM deposit adjustment for empty envelope |
25.00 |
|
Non -CO-OP ATM withdrawals (in addition to fees charged by the ATM owner) 1.00 |
| NOTE: There may be other, pass through fees for services requested by members, such as overnight mail, which may be charged with members consent. |
Pass through |
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