792 Greenfield Drive
El Cajon, CA 92021
(619)588-3414
Phone Number: 619-588-3414 | FAX 619-588-3324 | Hours: 8:30-4:00 M-F
24 hour Access: 1-866-828-9307 | Lost/Stolen VISA Credit or Debit 800-301-2424
              

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About Us

Your Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets - our members. If you have an account at a credit union, you are a "member." Being a member not only means keeping your money in a safe and secure place within your community, you can also borrow money - usually at much lower interest rates than banks or loan companies.

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Newsletter

History

Mission

Who Can Join

Credit Union History

The credit union idea is a simple one: People should be able to pool their money and make loans to each other. It's an idea that evolved from cooperative activities in 19th century Europe. Since that time, the idea's guiding principles have remained the same: (1) Only people who are credit union members should borrow there; (2) loans are made for "prudent and productive" purposes; (3) a person's desire to repay (character) is considered more important than the ability (income) to repay. Members are, after all, borrowing their own money and that of their friends. These principles still govern most of the world's credit unions. As the 20th century began, the credit union idea surfaced in Canada. Canada's successful efforts profoundly influenced two Americans: Pierre Jay, the Massachusetts banking commissioner, and Edward A. Filene, a Boston merchant.

Mission

Mission Statement

We will continue foward under the sound guiding of "Helping one another build a better life by providing ongoing education and opportunity for the members and staff that is a solid foundation for growth with stability and to look foward to the future with confidence." Our objective is one of service. Our success is measured by the satisfaction of our members, employees, and the community we serve.

Board of Directors Mission Statement

The board must strive to meet the members' expectations through maintaining the commitment to provide financial services, and maximize member benefits while insuring fiscal responsibility and soundness. 

Your Board of Directors

President Everett Larkins
Vice President & Supervisory Commitee Chair Kim Childers
Investments Becky Dana
Secretary Eddie Hutchinson
Board Member Bob Hubbell

Staff's Mission Statement

To provide ongoing education to the members by helping them understand financial responsibility and how to protect themselves in the credit world. To continune to have the best service to the members and build strong relationships with them as well as our vendors. 

Who Can Join

The field of membership shall be limited to those having the following common bond: Employees of Senior Aerospace Ketema division who work in or are paid from San Diego County, California; employees of this credit union; members of their immediate families; and organizations of such persons.

Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens. In fact, nearly 80 million Americans trust their credit union to provide the services to improve their financial well being. Credit union membership offers many benefits. Services offered range from simple savings to home equity loans to IRAs. Study after study has revealed that, on average, credit unions provide the best financial offerings with fewer fees, lower rates on loans and higher rates on savings. And credit unions continually score higher than all other financial institutions in consumer satisfaction surveys. Credit unions strive to deliver the best service possible to their most important assets--their members.




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